Risky Business: employment and financial wellbeing?
Catch up with the launch of our latest research which investigates the Great Risk Transfer and the changed relationship between employment and financial wellbeing.
In this event we heard the latest research which investigates the Great Risk Transfer and the changed relationship between employment and financial wellbeing, published in partnership with the Institute and Faculty of Actuaries.
The report examines the impact of the Great Risk Transfer on individuals and society through the changing relationship between employer and employees. What are the implications on productivity and government aspirations for economic growth? This new research builds on our work from 2022, The Great Risk Transfer - have we got the balance right?
Lead researcher, Shelagh Young presented the findings and was joined for reflections by Catherine McWilliam from the Institute of Directors and Allison Barnes from the Money and Pensions Service.
The Great Risk Transfer: have we got the balance right?
Catch up with this event about our latest research The Great Risk Transfer: have we got the balance right? published in partnership with the Institute and Faculty of Actuaries.
Past event: 3rd October 2022
This David Hume Institute event heard findings from our latest research The Great Risk Transfer: have we got the balance right? published in partnership with the Institute and Faculty of Actuaries.
The research explores what Scotland’s people feel about the shift in the balance of risk from institutions, such as employers and the State, to individuals. From managing pensions to insurance and housing. The discussion provided a chance to reflect on the research and discuss who is benefiting from the new levels of choice in managing the risks in their lives?
Lead researcher, Shelagh Young presented the findings and was joined for reflections by John Taylor, past president of the Institute and Faculty of Actuaries and Mubin Haq, Chief Executive of the abrdn Financial Fairness Trust.
Click to view Shelagh’s slides separately from the event recording.
The Great Risk Transfer: What is it and why does it matter?
Join John Taylor, past President of the Institute and Faculty of Actuaries (IFoA) and Jan Oliver, Partner at Baillie Gifford to discuss fascinating new IFoA research.
Past event: May 2021
Political decisions and global mega trends have transferred risk from institutions to individuals. The intention was to give people more choice and flexibility, and to drive innovation. But these freedoms have come with more risk and responsibility - and have led to a boom in scams.
Individuals are now responsible for managing more of their own financial risks, from ensuring they put enough money into their pension to securing affordable protection to be financially resilient. Can we rebalance risk?
Join John Taylor, past President of the Institute and Faculty of Actuaries (IFoA) and Jan Oliver, Partner Baillie Gifford to discuss this fascinating new IFoA research.
Read Susan Murray’s opinion piece on the impact of the Great Risk Transfer, originally published in The Scotsman.