Political decisions and global mega trends have transferred risk from institutions to individuals. The intention was to give people more choice and flexibility, and to drive innovation. But these freedoms have come with more risk and responsibility - and have led to a boom in scams.

Individuals are now responsible for managing more of their own financial risks, from ensuring they put enough money into their pension to securing affordable protection to be financially resilient. Can we rebalance risk?

Join John Taylor, past President of the Institute and Faculty of Actuaries (IFoA) and Jan Oliver, Partner Baillie Gifford to discuss this fascinating new IFoA research.